Streaming and subscription costs are one of the easiest budget leaks to fix, because unlike rent or insurance, cutting them has zero downside beyond the service itself.
A simple quarterly audit
- List every recurring subscription charged to your card or bank account, most people underestimate the true count
- Cancel anything you haven’t actively used in the last month
- Rotate rather than stack: keep one or two streaming services active at a time instead of five running in parallel
Practical ways to cut the bill without losing access
- Share a family plan with people you actually live with, where the provider’s terms allow it
- Watch for student pricing if you’re enrolled in a Swiss institution, several major platforms offer it
- Downgrade quality tiers you don’t need, many people pay for 4K on a laptop or phone screen that can’t show the difference
Best for / avoid if
Best for: anyone who has never actually listed out their recurring subscriptions in one place, the audit alone usually finds something.
Avoid if: you’ve already trimmed to one or two services you use daily, there’s limited further savings without losing something you value.
